Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Related Content Insurance Needs Assessment: When You're Young and Single Even if you’re young and single, you should still consider protecting yourself. Managing Your Lifestyle Using smart management to get more of what you want and free up assets to invest. What Do Your Taxes Pay For? Here's a breakdown of how the federal government spends your tax money.